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Hitting Homes…

I was just reading this story on CNNMoney.com about folks having a hard time making ends meet.  Their stories tell of financial hardships due to fuel costs, mortgages, etc.  As I read through them, I find that in a few cases, maybe they were living a life that they couldn’t afford in the first place.  Others seem to be on the right track.

“As for me, I’m moving out of the dorms and into an apartment with some friends to save money, and instead of taking an internship in Washington, D.C. this summer like I had planned, I’m going to have to stay here in Chicago and work full-time to pay rent and save money for next year. “

This girl is a student at the University of Chicago.  Her parents are considering selling their home and living in an RV. I actually applaud the fact that, instead of taking an internship, she’s doing the right thing by getting a job to make some money to finance that education of hers.  I don’t happen to be one of these people that feel like their parents owe them a college education.  Working your way through college won’t hurt you.

“We have two kids we are TRYING to keep in private school. [Like] most working couples, we want the best education for our children, because not just “the rich” deserve private school. … We don’t own a house. We are about to lose our vehicle.”

I have a problem with this. Sure, private school is nice, but if you’re about to lose your car and can’t afford a house, do the kids really need to be in private school? It’s not just for the rich, but it IS for the people that can afford it without living on the street in a cardboard box.  Send the kids to public school and spend a little extra time with them outside of school educating them about the real world.

Gas is on average $3.25 a gallon here in North Florida. The prices at the grocery store are getting outrageous. My husband and I have a combined income to only place us in the lower middle class so there is no help in sight for the people in my class. … We have five children between us and it is hard to live paycheck to paycheck.

I’m sure you can figure out where this is going to go.  Five children.  If you’re living paycheck to paycheck and can barely scrape two dimes together to afford groceries, maybe some family planning should have been put into place.  Sorry, but I’d rather have one kid that I can spoil than to have five that get hand-me-down clothes and some ramen for dinner. People get it into their minds that they have to have lots of kids—they want a big family.  Yet, they can’t afford it so everyone ends up suffering.

My home went on the market in one of the worst housing markets I’ve seen in my lifetime. The funny thing, though, is it was a good year. I’m extremely grateful that I had the retirement account, the equity in my home, the credit available and the supportive friends to be able to tap into when immersed in a desperate situation.

Even though she had to sell her home in a bad market, she’d obviously done some planning ahead.  Having a good retirement account, some equity and some credit available are all things that help ride out a tough economy.  Just live within your means and you’ll be alright.

People are still lining up to purchase entry-level properties, and paying absurd amounts, up to $700 per buildable square foot. And this is not an ocean view, just plain Main Street type land. When I ask them why, they still say it’s the Palisades and it can’t go down.

People are stupid. They want to live in a glamorous area and make all of their family and friends think that they have it all going on—that they are yuppies.  I don’t payday loan store chicago1 hour payday loanpayday loan fast no faxloan online payday quickameriloan loan paydayamerica cash loan paydayloan milwaukee payday storelow interest payday loan,low interest rate payday loan,interest loan low paydayfaxing loan no payday,faxing loan no overnight payday,no faxing instant payday loandebt get loan paydayguaranteed no fax payday loanquick faxless payday loan,low fee faxless payday loan,faxless loan paydayadvance? cash loan online payday ?emergency loan paydayfaxing loan no payday requiredadvance cash loan payday today,advance cash loan payday,payday payday loan cash advance loanloan until payday100 loan online paydaypayday loan without fax,fax less payday loan,fax payday loanalabama loan payday store,payday loan store in chicago,loan payday storeapproval guaranteed loan payday,guaranteed loan payday,faxless guaranteed loan paydayquick payday advance loanlow cost payday loan24 hour loan paydayhour loan one payday,hour in loan one payday,faxless hour loan one paydaycalculator loan paydayone hour payday loancalgary payday loan,calgary loan paydayhour loan online payday1000 payday loan no teletrack,loan no payday teletrack,200 loan no payday teletrackcash advance loancash america payday loan,cash loan payday,1000.com advance cash loan paydayquick cash payday loanadvance cash loan military,cash in advance loan,cash advance loan idahoonline casino cash advance,online cash advance,cash advance online no faxingcash advance serviceadvance cash loan payday quickadvance cash line loan,budget line cash advance,advance cash on lineadvance cash overnightget payday cash advance fast online loan,fast cash advance,advance cash fast getadvance cash faxing money no now,no faxing cash advance,advance cash faxing no paydaynational cash advancecash advance nowpayday cash advance utah,payday cash advance,advance cash payday ringtoneadvance cash check credit no,cash advance no credit check,advance cash check credit no onlineadvance advance america cashadvance bad cash credit loan payday,cash advance for people with bad credit,bad credit cash advanceadvance card cash creditpayday us fast cash loan,fast cash payday loanfirst southern cash advance,first cash advance,first time cash advance understand what people are thinking.  What makes that 2-bedroom house worth $700K??

I accepted a job in February 2007 that required relocation so we packed up and moved to Alabama. We had not gone through this before. We purchased another home in Alabama and we were sure that our house in Three Rivers, MI would sell. Not the case. Not only could we not sell our Michigan house but my husband could not find work in Alabama. So we made the decision to have him go back to Michigan to work as a temp in September 2007.

So they bought a new house before they sold their old one.  Erm.  And why would you do that? Why not rent an apartment until the old house sold? God forbid you live in an apartment. You’re homeowners, not apartment people.  Ugh.  Now you own nothing. There are so many things wrong here.

With huge energy bills in our house that almost equaled our monthly mortgage payment, my husband and I had to let our house go last year. We’ve lost our house and canceled our vehicle insurance.

I don’t know that background here, but what kind of house has energy bills that are equal to one’s monthly mortgage. We used to wrap ourselves in blankets and burn wood for heat at times growing up. I know that energy bills are going up, but something doesn’t quite seem right here.

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